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Insurance Made Simple for You
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The Coverfox Advantage
Easiest way to get insured
Our algorithms do all the hard work for you, read between the lines, decode the terms and conditions, and make the purchase cake walk for you
Plans explained in plain English. No research required.
The process is completely online.
Unbiased advice. Exceptional Experience.
Quick, Hassle Free Buying
Insurance buying process was never this easy. Get your policy in your inbox within minutes & save money while you’re at it!
Get quotes from top insurers instantly.
Compare plans. Save money by selecting the best plan.
Use any online payment method and get policy instantly.
Our expert claims support team sets us apart. If you need a claim settled, they will fight for you with our partner insurers till the rightful judgement is passed. We are a bunch of humans who care for their customers a lot.
WHAT ARE PEOPLE SAYING
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“My first experience with Coverfox was an absolute delight. Their
positive response and effective actions changed my opinion of
the entire insurance segment. Hope they keep it up!”
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Data stored in ISO certified data centers only.
Our data centers are PCI-DSS, HIPAA/HITECH compliant.
JUST FOR YOU
Coverfox Exclusive Services
3-Day Express Claims Service
For Car Insurance Customers
We service your claim in 3 day or less
We pick your car, get it repaired & drop it back
Repairs, paper-work & payments – we do it all
Available for cars registered in major cities.
Nominee Assistance Program
For Coverfox Investment & Term Insurance Users
We ensure your nominee gets the rightful claim
All your documents managed in a single app
We help you to create your Will
Available for everyone who buys Term Insurance and Investment product from Coverfox.
PEOPLE LOVE US
You happy. We happy!
Compare Car Insurance and Save upto 60%!
Over 10+ Top Insurance Companies + Quotes in less than a minute = Satisfaction guaranteed!
Shopping smart means saving smart! Smart shoppers know that saving money on car insurance involves 3 Cs – Comparing, Compiling and Cherry-picking.
Zero Depreciation Cover
Engine Protect Cover
When purchasing Auto Insurance from PolicyBachat.com you are in for something you may not have expected; peace of mind. Our comprehensive coverage is driven by our dedication to great customer service.
Why compare with PolicyBachat?
The answer is simple. At PolicyBachat.com, it’s all about you and your needs. It’s an always-there, 24/7, count-on-us anytime, anywhere kind of relationship to compare and save on the best car insurance quotes from the comfort of your home.
We are here for YOU!
Talk to an Insurance Advisor today, get the ball rolling!
Our insurance advisors make a difference and we stand by that. We do things a tad different from the rest of them. We figure that in a world where you can customize everything from your phones to your car, we understand that individualization is key.
You want coverage options, discounts and offers that make sense for you and thats why PolicyBachats smart tools and technology help you tailor a car insurance policy that’s right for YOU, not someone like you.
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A word from our Director
“I would recommend comparing at least four car insurance quotes to ensure you are getting the right price. The fact that most people dont have the energy or time to visit multiple sites and answer the same long list of questions over and over again is the reason why PolicyBachat.coms easy-to-fill out form gives you the chance to view multiple quotes for side-by-side comparison.”
RAKESH SHIRIVASTAVA, June 12, 2019
Compare Car Insurance rates side by side and find the lowest option
Get personalized quotes from multiple Insurance companies. Compare coverages, prices, and features to help you make a wise and well-informed decision in less than a minute. Comparing car insurance rates from top insurance companies on your own can be painstaking and time-consuming.
Why not let PolicyBachat do the work for you? With an apples to apples comparison, we remove the complexity of researching, comparing and selecting an apt insurance policy with a user-friendly display of premium rates, coverage options, discounts and offers from each of our 30 plus affiliated Insurance companies all presented in an arrayed form.
Comparison of Vehicle Insurance Quotes
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Compare and Save upto 60% on Car Insurance
Get cashless services with ICICI Lombard car insurance at 3900+* network garages
Whether long journeys or tough roads, be assured of assistance when you need it. With our car insurance, you become eligible for cashless services at our 3900+ network garages across the country.
7 REASONS TO BUY CAR INSURANCE FROM ICICI LOMBARD
A dent in your car will not cause a dent in your finances
Get the Zero Depreciation Cover and avail coverage on replaced parts with no deduction for depreciation
Switch to our policy and retain existing benefits
Transfer your No Claim Bonus from an existing policy, if you havent made a claim
Get allowance for daily commute when your car is getting repaired
Our Garage Cash Cover offers you a daily allowance for each day that your car is in the garage
If your car breaks down, help will come your way
Just give us a call and be assured of Road Side Assistance to help with accommodation, minor repairs and more
Go on longer drives with lesser worries
Avail cashless services at 3900+ network garages
Get your policy without any delays
We issue instant policy online, with minimal paperwork
Renew your policy with ease
We have made online policy renewal quick, effortless and convenient
Download Brochure Policy Wordings Glossary Read Features And Benefits
How to Claim Compensation under Third Party Motor Insurance
How to do mobile self-inspection of your car for online car insurance?
Once you pay for a break-in car insurance policy, you can either ask the insurer to inspect the vehicle or choose to inspect it yourself on our insure mobile app.
UNDERSTAND CAR INSURANCE POLICY COVERAGE
What is covered under your car insurance policy: Inclusions
Loss or damage to your vehicle against natural calamities – Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
Loss or damage to your vehicle against man-made calamities – Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
Personal Accident Cover – Coverage of ` 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the car. Optional personal accident covers for co-passengers are also available.
Third Party Legal Liability – Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
To understand exactly what all your car insurance policy covers, and be in a much better position to benefit from it, read your Policy Wordings carefully.
What is not covered under your car insurance policy: Exclusions
Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:
Normal wear and tear and general ageing of the vehicle
Depreciation or any consequential loss
Damage to/by a person driving any vehicles or cars without a valid license
Damage to/by a person driving the vehicle under the influence of drugs or liquor
Mechanical/ electrical breakdown
Loss/ damage due to war, mutiny or nuclear risk
Vehicles including cars being used otherwise than in accordance with limitations as to use
Wear and tear
Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
Driving the vehicle against the limitations as to use
Its always a good idea to be aware of what is excluded from your policy, so that you are not disappointed by extra expenses later. So make sure you go through the Car Insurance Policy Wordings carefully.
Private Car Package Policy
Check the sum insured offered by your car insurance policy
Each car is insured at a fixed value which is termed as the Insureds Declared Value (IDV). This sum insured is calculated on the basis of a number of factors. Heres how it works:
IDV is calculated on the basis of the manufacturer’s listed selling price of the vehicle plus the listed price of any accessories after deducting the depreciation for every year as per the schedule provided by the Indian Motor Tariff.
If the price of any electrical and / or electronic item installed in the vehicle is not included in the manufacturer’s listed selling price, then the actual value (after depreciation) of this item can be added to the sum insured over and above the IDV.
In case of vehicles fitted with bi-fuel system such as ?petrol/?diesel and CNG/LPG, permitted by the concerned RTO, the CNG/LPG kit fitted to the vehicle is to be insured separately at an additional premium of 4% on the value of such kit. You need to specifically declare this in the proposal form.
EXPLORE OUR SIMPLE & HASSLE-FREE TWO WHEELER INSURANCE CLAIM PROCESS
Once you report a claim to us, you can avail a host of benefits:
In case of an accident, make sure you follow these steps
Heres what happens after you have registered your claim
To make your claim settlement process faster and simpler, follow this checklist of documents